Dakota Plains Credit Union - 401(k) IRA Rollover Calculator

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401(k) IRA Rollover Calculator
This calculator will compare the consequences of taking a lump-sum distribution of your 401(k) or IRA versus continuing to save it in (or roll it into) a tax-deferred account until retirement. Assumptions: Contributions to plans are made before taxes, federal and state income tax rates are the same at retirement age, and the plan withdrawels are qualified withdrawels under the IRS rules.

Current balance of your plan ($)
Current age (#)
Age you expect to retire (#)
Federal income tax bracket (%)
State income tax rate (%)
Expected annual rate of return (%)

Results	Lump-Sum Distribution	Rollover to Tax-Deferred
Current value before taxes and penalties
Penalties
Income tax paid
Total left now
Future value before taxes
Future taxes to be paid
Future net available


Disclaimer Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency

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