For Your Information

Rates

APY = Annual Percentage Yield

Fees may reduce earnings.

Rates effective as of 1/10/2024.

Kasasa Cash*

Balance Rate APY
$0 - $25,000 5.00% 5.00%
$25,001+ 0.25% 5.00% to 0.25%
All balances if qualifications not met 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-Statement notice
  • Be enrolled and log into Virtual Branch Next.

Kasasa Saver*

Balance Rate APY
$0 - $25,000 0.25% 0.25%
$25,001+ 0.10% 0.10% to 0.25%
All balances if qualifications not met 0.02% 0.02%

To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-Statement notice
  • Be enrolled and log into Virtual Branch Next.

Savings Accounts

Account Minimum Balance to Obtain APY Dividend Rate APY1
Pee Wee Shares $0-$99 0.00% 0.00%
Pee Wee Shares $100-$2,499 0.02% 0.02%
Pee Wee Shares $2,500+ 0.02% 0.02%
Teen Shares $0-$99 0.00% 0.00%
Teen Shares $100-$2,499 0.02% 0.02%
Teen Shares $2,500+ 0.02% 0.02%
Christmas Club Shares   0.05% 0.05%
Membership Savings $5 - $100 0.00% 0.00%
Membership Savings $101 - $2,499 0.02% 0.02%
Membership Savings $2,500+ 0.02% 0.02%
Money Market Savings $2,500 - $9,999 0.50% 0.50%
Money Market Savings $10,000 - $24,999 0.60% 0.60%
Money Market Savings $25,000 - $49,999 0.70% 0.70%
Money Market Savings $50,000+ 0.80% 0.80%
Money Market Elite $50,000-$149,999 1.25% 1.25%
Money Market Elite $150,000+ 1.50% 1.50%
IRA Shares $100 - $5,000 1.80% 1.80%
IRA Shares $5,001+ 2.00% 2.00%

 

Share Certificates ("CDs")

Term Balance APY2
3 Month $500 to $9,999 0.60%
3 Month $10,000 to $24,999 0.70%
3 Month $25,000 to $49,999 0.80%
3 Month $50,000+ 0.90%
6 Month $500 to $9,999 1.30%
6 Month $10,000 to $24,999 2.25%
6 Month $25,000+ 2.75%
6 Month - Youth $50-$9,999 1.40%
6 Month - Youth $10,000-$24,999 2.25%
6 Month - Youth $25,000+ 2.75%
12 Month $500 to $9,999 2.30%
12 Month $10,000 to $24,999 2.40%
12 Month $25,000+ 3.00%
18 Month $500 to $9,999 1.80%
18 Month $10,000 to $24,999 1.90%
18 Month $25,000+ 2.00%
24 Month $500 to $9,999 1.65%
24 Month $10,000 to $24,999 1.75%
24 Month $25,000+ 1.85%
30 Month Come Grow with Us Special $100 to $999 1.55%
30 Month Come Grow with Us Special $1,000 to $9,999 1.70%
30 Month Come Grow with Us Special $10,000+ 1.85%
36 Month $500 to $9,999 1.55%
36 Month $10,000 to $24,999 1.65%
36 Month $25,000+

1.75%

 9 Month IRA CD $500+

3.75%

18 Month IRA CD $500+

4.25%

24 Month IRA CD $500+

4.50%

 

CDs with a term of 3-12 months will have dividends credited at maturity. CDs with a term of more than 12 months will have dividends transferred to a designated share account.

1. Dividends paid monthly on average daily balance.

2. Payment of dividends will vary determined by term of certificate.

Pee Wee and Teen Savings accounts have $50 minimum and .1% bonus for certificate. Youth CDs have a 6 month term.