APY = Annual Percentage Yield. Rates effective as of {{ dynamic-date }}. Fees may reduce earnings.
CD Specials Learn More
| Term | Requirement | Balance | APY |
|---|---|---|---|
| 13 Month Coop Special | 100% New Money | $500 Minimum | 4.05% |
| 13 Month Coop Special | 50% New Money | $500 Minimum | 3.80% |
| 3 Month Coop Special | No New Money | $5,000 Minimum | 3.75% |
| 12 Month Coop Special | No New Money | $5,000 Minimum | 3.10% |
*APY=Annual Percentage Yield. APY effective as of 10/13/2025 and offer valid for a limited time. Minimum deposit of $5000.00 is required for 3.75%/3.10% APY. All new money is required for 4.05% APY, with minimum deposit of $500. 50% new money is required for 3.80% APY, with minimum deposit of $500. Penalty for early withdrawal. Certificate of deposit will not automatically renew when maturity is reached. DPCU reserves the right to end the special rate offer at any time.
Other terms and conditions may apply. Federally insured by NCUA.
Kasasa Cash* Back to Top Learn More
| Balance | Rate | APY |
|---|---|---|
| $0 - $25,000 | 5.00% | 5.00% |
| $25,001+ | 0.25% | 5.00% to 0.25% |
| All balances if qualifications not met | 0.02% | 0.02% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and agree to receive E-statements
- Be enrolled and Log into Virtual Branch or Mobiliti
Kasasa Saver* Back to Top Learn More
| Balance | Rate | APY |
|---|---|---|
| $0 - $25,000 | 0.25% | 0.25% |
| $25,001+ | 0.10% | 0.10% to 0.25% |
| All balances if qualifications not met | 0.02% | 0.02% |
To earn your rewards, simply do the following activities and transactions in your Kasasa Saver account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive E-Statement notice
- Be enrolled and log into Virtual Branch Next.
Savings Accounts Back to Top Learn More
| Account | Minimum Balance to Obtain APY | Dividend Rate | APY1 |
|---|---|---|---|
| Pee Wee Shares | $0-$99 | 0.00% | 0.00% |
| Pee Wee Shares | $100-$2,499 | 0.02% | 0.02% |
| Pee Wee Shares | $2,500+ | 0.02% | 0.02% |
| Teen Shares | $0-$99 | 0.00% | 0.00% |
| Teen Shares | $100-$2,499 | 0.02% | 0.02% |
| Teen Shares | $2,500+ | 0.02% | 0.02% |
| Christmas Club Shares | 0.05% | 0.05% | |
| Membership Savings | $5 - $100 | 0.00% | 0.00% |
| Membership Savings | $101 - $2,499 | 0.02% | 0.02% |
| Membership Savings | $2,500+ | 0.02% | 0.02% |
| Money Market Savings | $2,500 - $9,999 | 0.50% | 0.50% |
| Money Market Savings | $10,000 - $24,999 | 0.60% | 0.60% |
| Money Market Savings | $25,000 - $49,999 | 0.70% | 0.70% |
| Money Market Savings | $50,000+ | 0.80% | 0.80% |
| Money Market Elite | $50,000-$149,999 | 1.25% | 1.25% |
| Money Market Elite | $150,000+ | 1.50% | 1.50% |
| IRA Shares | $100 - $5,000 | 1.80% | 1.80% |
| IRA Shares | $5,001+ | 2.00% | 2.00% |
Certificates of Deposit (CDs) Back to Top Learn More
| Term | Balance | APY2 |
|---|---|---|
| 3 Month | $500 to $9,999 | 0.60% |
| 3 Month | $10,000 to $24,999 | 0.70% |
| 3 Month | $25,000 to $49,999 | 0.80% |
| 3 Month | $50,000+ | 0.90% |
| 6 Month | $500 to $9,999 | 1.30% |
| 6 Month | $10,000 to $24,999 | 2.25% |
| 6 Month | $25,000+ | 2.75% |
| 6 Month - Youth | $50-$9,999 | 1.40% |
| 6 Month - Youth | $10,000-$24,999 | 2.25% |
| 6 Month - Youth | $25,000+ | 2.75% |
| 12 Month | $500 to $9,999 | 2.30% |
| 12 Month | $10,000 to $24,999 | 2.40% |
| 12 Month | $25,000+ | 3.00% |
| 18 Month | $500 to $9,999 | 1.80% |
| 18 Month | $10,000 to $24,999 | 1.90% |
| 18 Month | $25,000+ | 2.00% |
| 24 Month | $500 to $9,999 | 1.65% |
| 24 Month | $10,000 to $24,999 | 1.75% |
| 24 Month | $25,000+ | 1.85% |
| 30 Month Come Grow with Us Special | $100 to $999 | 1.55% |
| 30 Month Come Grow with Us Special | $1,000 to $9,999 | 1.70% |
| 30 Month Come Grow with Us Special | $10,000+ | 1.85% |
| 36 Month | $500 to $9,999 | 1.55% |
| 36 Month | $10,000 to $24,999 | 1.65% |
| 36 Month | $25,000+ | 1.75% |
| 9 Month IRA CD | $500+ | 3.75% |
| 18 Month IRA CD | $500+ | 4.25% |
| 24 Month IRA CD | $500+ | 4.50% |
CDs with a term of 3-12 months will have dividends credited at maturity. CDs with a term of more than 12 months will have dividends transferred to a designated share account.